You are here: Loans > Home & Investment Loans > Fixed Rate Home Loan

Our fixed rate loans offer you the security of knowing your repayments won't change during that period, and are popular for those who like to plan ahead.

Fixed interest rates are available for terms of 1 to 5 years, so you'll have the same interest rate whether the market rate rises or falls during this time.

At the expiration of the fixed rate period the loan will convert to the variable rate applicable at the time, or you can choose a further fixed rate period. You can still make extra payments up to $25,000 per year during the fixed rate period to reduce the total of your loan balance.  

Terms, conditions, and normal lending criteria apply. Fees and charges are payable. For current interest rates, please refer to our Home Loan Comparison Rate Schedule which can be downloaded here.