How much cover is right for you?

How often have you heard that victims of fires or storms have been under-insured? Losing all your treasured possessions is traumatic enough, so why risk adding a financial burden to the woes because you didn't arrange enough insurance?

Research conducted by the Insurance Council of Australia (ICA) has shown some alarming statistics*

	•	Nearly 30% of home buildings are under-insured, some by more than 30% of the rebuilding cost.
	•	45% of households are under-insured by more than 10% in respect of contents and 35% are under-insured by more than 30%.

For most people, it's often a simple matter of not knowing how to calculate the value of their home and contents for insurance.

Now help is at hand with simple calculators to quickly and easily help you estimate the full replacement value of your home and contents.

You can use the links below or access the calculators as you work through your own online quote. 

    •      Home Building Replacement Cost Calculator
    •      Home Contents Replacement Cost Calculator 

* ICA report October 2002 on non-insurance/under-insurance in the Home and Small Business Portfolio.