Comprehensive motor vehicle insurance - protection for your car plus third party property damage.
PremierCare® Motor Comprehensive offers you the choice of Market Value or Agreed Value. For Agreed Value the vehicle needs to be valued more than $10,000 and not more than 10 years old.
Comprehensive benefits, including
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| Lifetime guarantee on claim repairs whilst you remain owner of the vehicle |
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| Your choice of repairer or use an Allianz ‘Network Repairer’ |
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| No Excess to pay and no loss of No Claim Bonus if the accident is not your fault and you can identify the other driver |
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| New replacement vehicle where you are the original owner and your car is a total loss within the first 24 months of original registration. |
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| Rental car following theft of your vehicle |
$75 per day. Max. 14days |
$75 per day. Max. 14days |
| Caravan and trailer whilst attached to your vehicle |
Up to $1,000 |
Up to $500 |
| Personal effects and clothing damaged in an accident or stolen from your locked vehicle |
Up to $500 |
Up to $500 |
| Emergency accommodation costs when you are more than 200kms from home |
Up to $400 |
No cover |
| Re-keying and re-coding of stolen car keys |
Up to $1,000 |
Up to $500 |
| Emergency repairs to enable you to drive the vehicle home safely after an accident, malicious damage or stolen and recovered |
Up to $500 |
Up to $350 |
| Transportation costs when your vehicle cannot be safely driven home after an accident, malicious damage or stolen and recovered |
Up to $400 |
Up to $200 |
| Substitute vehicle (legal liability cover only) |
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| Legal Liability – cover for damage to other people’s property through the use of your vehicle |
Up to $20million |
Up to $20million |
| Additional supplementary bodily injury |
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| The reasonable cost of protection, removal and towing of your vehicle to the nearest repairer or place of safety. |
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Tailor your Comprehensive cover
You can select from a range of policy options to match your insurance to your needs
• The cost of a rental or loan car following an accident.
• Removal of the Basic Excess for windscreen or other window glass breakage.
• Protection of your Rating 1 (maximum) No Claim Bonus.
• Restricted drivers (aged 30 years and over only).
The information provided is a summary only. You should refer to the Policy Document (Product Disclosure Statement) for the full terms, conditions, limitations and exclusions of the cover provided (available on application or request). This insurance is provided by Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234708, ABN 15 000 122 850. In arranging this insurance Community CPS Australia Limited acts as an agent for Allianz, not as your agent. Neither Community CPS nor any of its subsidiaries guarantee the benefits payable under the policy or the repayment of any premium. PremierCare® is a registered Trade Mark of Community CPS.
Third Party motor vehicle insurance - protection for loss or damage to other people's property through the use of your vehicle, plus the option of Fire and Theft damage to your vehicle
Third Party Property Damage
Don't spend the rest of your life paying off someone else's Porsche!
You may not think your car is worth the cost of insurance, but what if you are responsible for damaging someone else's car or property. Can you afford their repair costs as well as your own?
What about other property..., don't just think about simple things like a fence, what about traffic lights or telephone junction boxes on the side of the road, these can run into thousands of dollars.
Without at least Third Party Property Damage insurance, you and your family could suffer from the financial legacy of an accident for years to come. PremierCare® Motor offers a low cost Third Party Property Damage option providing up to $20 million cover.
Additional benefits include
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| Substitute vehicle – cover for your legal liability for or damage to someone else’s property while you are using a substitute vehicle |
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| Legal defence costs – approved legal costs to defend any court proceedings arising from liability that is covered by this policy |
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| Uninsured Motorist Extension – cover for loss or damage to your vehicle due to an accident caused by the driver of an uninsured vehicle and you can identify that driver |
Up to $4,000 |
Up to $3,000 |