|
|
You are here: Fast Find > Interest Rates
INTEREST RATES
Check out our interest rates page for all the latest interest rates on our savings accounts, term deposits, loans and small business accounts.
DEPOSIT INTEREST RATES
LOAN INTEREST RATES
COMPARISON RATE SCHEDULES
SMALLBIZ INTEREST RATES
|
Access Savings Account & Freestyler Account |
|
Interest Rate |
Comment |
|
0.05%pa |
on full balance |
|
This interest rate is valid from 16/06/2009 and is subject to change without notice. |
| Community Account and Cash Management Account |
| Interest Rate |
Comment |
| 0.05%pa |
$0 - $4,999 |
| 1.00%pa |
$5,000 - $19,999 |
| 2.35%pa |
$20,000 - $49,999 |
| 3.05%pa |
$50,000 - $99,999 |
| 3.65%pa |
$100,000 - $199,999 |
| 4.00%pa |
$200,000 plus |
| These interest rates are valid from 08/06/2010 and are subject to change without notice. |
| Christmas Club Account |
| Interest Rate |
Comment |
| 1.75%pa |
on full balance |
| This interest rate is valid from 08/06/2010 and is subject to change without notice. |
| Junior Savers Club Account |
| Interest Rate |
Comment |
| 2.75%pa |
on full balance |
| This interest rate is valid from 08/06/2010 and is subject to change without notice. |
| BU Savings Account |
| Interest Rate |
Comment |
| 2.75%pa |
on full balance |
| This interest rate is valid from 08/06/2010 and is subject to change without notice. |
| Bonus Saver Account |
| Base Interest Rate |
Bonus Interest Rate |
Comment |
| 0.05%pa |
2.55%pa |
$0 - $4999 |
| 0.05%pa |
3.25%pa |
$5000 - $19,999 |
| 0.05%pa |
3.55%pa |
$20,000 plus | These interest rates are valid from 08/06/2010 and are subject to change without notice.
| monEsaver Internet Savings Account |
| Interest Rate |
Comment |
| 0.05%pa |
$0 - $4,999 |
| 4.75%pa |
$5,000 - $199,999 |
| 4.85%pa |
$200,000 plus |
| These interest rates are valid from 25/05/2010 and are subject to change without notice. |
| Retirement Account |
| Interest Rate |
Comment |
| 1.00%pa |
$0 - $1,999 |
| 3.00%pa |
$2,000 - $42,000 |
| 4.50%pa |
$42,000.01 plus |
|
These interest rates are valid from 30/03/2010 and are subject to change without notice. Interest is calculated daily on portions of balance and paid monthly. |
|
Wealth Accumulation Account |
|
Interest Rate |
Comment |
|
0.05%pa |
on all credit balances |
|
This interest rate is valid from 16/06/2009 and is subject to change without notice. |
| Mortgage Offset Account |
| Interest Rate |
Comment |
| 2.25%pa |
100% of the mortgage offset balance to be offset at this rate |
| This interest rate is valid from 01/03/2009 and is subject to change without notice. |
| All-In-One Account |
| Interest Rate |
Comment |
| 0.05%pa |
on all credit balances |
| This interest rate is valid from 16/06/2009 and is subject to change without notice. |
| Term Deposit Account |
| These are a selection of Standard Term Deposit interest rates with interest paid at maturity or annually (for terms greater than 12 months) |
| Term |
$500 to $4,999 |
$5,000 to $19,999 |
$20,000 to $49,999 |
$50,000 plus |
| 3 months |
1.50%pa |
4.75%pa |
5.15%pa |
5.25%pa |
| 6 months |
1.50%pa |
5.40%pa |
5.80%pa |
6.00%pa |
| 9 months |
1.50%pa |
5.10%pa |
5.50%pa |
5.60%pa |
| 1 year |
5.00%pa |
6.00%pa |
6.00%pa |
6.10%pa |
| 2 years |
2.75%pa |
6.00%pa |
6.25%pa |
6.35%pa |
| 3 years |
2.75%pa |
6.50%pa |
6.75%pa |
6.85%pa |
| 4 years |
2.75%pa |
6.50%pa |
6.75%pa |
6.85%pa |
| 5 years |
2.75%pa |
6.50%pa |
6.75%pa |
6.85%pa |
|
These interest rates are valid from 17/08/2010 and are subject to change without notice.
Interest Rates on Term Deposits > $100,000 can be obtained by phoning 13 25 85 or via email. Additional bonus rates apply for life members and pinnacle +plus members. Do you qualify? Ask us
|
| Standard Term Deposit interest rates with interest paid monthly |
| Term |
$500 to $4,999 |
$5,000 to $19,999 |
$20,000 to $49,999 |
$50,000 plus |
| 1 year |
4.90%pa |
5.90%pa |
5.90%pa |
6.00%pa |
| 2 years |
2.75%pa |
5.90%pa |
6.15%pa |
6.25%pa |
| 3 years |
2.75%pa |
6.40%pa |
6.65%pa |
6.75%pa |
|
These interest rates are valid from 17/08/2010 and are subject to change without notice.
Interest Rates on Term Deposits > $100,000 can be obtained by phoning 13 25 85 or via email. Additional bonus rates apply for life members and pinnacle +plus members. Do you qualify? Ask us. |
| SMALLBiz Account |
| Interest Rate |
Comment |
| 0.05%pa |
$0 - $19,999 |
| 1.15%pa |
$20,000 - $49,999 |
| 1.85%pa |
$50,000 - $99,999 |
| 2.35%pa |
$100,000 - $249,999 |
| 2.70%pa |
$250,000 plus |
| These interest rates are valid from 16/06/2009 and are subject to change without notice. |
| SMALLBiz GST Account |
| Interest Rate |
Comment |
| 0.05%pa |
$0 - $19,999 |
| 1.15%pa |
$20,000 - $49,999 |
| 1.85%pa |
$50,000 - $99,999 |
| 2.35%pa |
$100,000 - $249,999 |
| 2.70%pa |
$250,000 plus |
| These interest rates are valid from 16/06/2009 and are subject to change without notice. |
|
Money Market Account* |
|
Interest Rate |
Comment |
|
3.25%pa |
$50,000 plus |
|
This interest rate is valid from 15/12/2009 and is subject to change without notice.
*No longer available as a new account. |
| Double Interest Saver Account* |
| Base Interest Rate |
Bonus Interest Rate |
Comment |
| 1.30%pa |
2.60%pa |
$0 - $4999 |
| 1.90%pa |
3.80%pa |
$5,000 - $19,999 |
| 1.90%pa |
3.80%pa |
$20,000 plus |
These interest rates are valid from 08/06/2010 and are subject to change without notice.
*No longer available as a new account.
Full terms and conditions are in our Product Guide and are available on application. Some fees may apply. Before acquiring a product you should consider whether it is appropriate for you.
Loan Rates
Home and Investment Loans
| Fixed Rate Loan |
| Fixed Term |
Fixed Interest Rate |
Comparison Rate* |
| 1 year |
6.99%pa |
7.38%pa |
| 2 years |
7.29%pa |
7.40%pa |
| 3 years |
7.39%pa |
7.42%pa |
| 4 years |
7.89%pa |
7.61%pa |
| 5 years |
7.99%pa |
7.70%pa |
|
*The comparison rate is calculated on a $150,000 loan over a 25 year term. The comparison rate shown is for secured loans only. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
These interest rates are valid from 31/08/2010 and are subject to change without notice.
| 
| Standard Variable Rate Loan |
| Interest Rate |
Comparison Rate* |
| 7.39%pa |
7.42%pa |
|
*The comparison rate is calculated on a $150,000 loan over a 25 year term. The comparison rate shown is for secured loans only. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
This interest rate is valid from 25/05/2010 and is subject to change without notice.
|
| Basic Variable Home Loan |
| Variable Interest Rate |
Comparison Rate* |
| 6.69%pa |
6.84%pa |
|
*The comparison rate is calculated on a $150,000 loan over a 25 year term. The comparison rate shown is for secured loans only. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
This interest rate is valid from 25/05/2010 and is subject to change without notice.
|
| All-In-One Account (Line of Credit) |
| Interest Rate |
Comment |
| 7.54%pa |
Variable rate |
This interest rate is valid from 27/04/2010 and is subject to change without notice.
Personal Loans
| Unsecured or Partial Secured |
|
|
|
Interest Rate |
Comparison Rate* |
| Fixed |
13.99%pa |
15.01%pa |
| Variable |
14.70%pa |
15.72%pa |
|
*The comparison rate is based on a $10,000 loan over a 3 year term. ^These comparison rates are for secured loans only. All others are for secured or unsecured loans. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
These interest rates are valid from 08/06/2010 and are subject to change without notice.
|
| |
Car Loans
| Fixed Rate |
|
| Interest Rate |
Comparison Rate* |
| 9.00%pa |
9.20%pa |
|
Maximum age of vehicle is 6 years.
| Variable Rate |
|
| Interest Rate |
Comparison Rate* |
| 10.95%pa |
11.14%pa |
Maximum age of vehicle is 6 years.
|
| Drive on Car Loan |
|
| Interest Rate |
Comparison Rate* |
| 8.70%pa |
8.90%pa |
|
Maximum age of vehicle is 3 years.
*The comparison rate is based on a $30,000 loan over a 5 year term. The comparison rate shown is for secured loans only. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
These interest rates are valid from 08/06/2010 and are subject to change without notice.
|
Enviro Loans
| Enviro Personal Loans |
| |
Interest Rate |
Comparison Rate |
| Fixed Rate |
11.50%pa |
12.52%pa* |
| Enviro Loans (Motor Vehicle Secured) |
| |
Interest Rate |
Comparison Rate |
| Fixed Rate |
8.80%pa |
9.00%pa# |
|
*The comparison rate is based on a $10,000 loan over a 3 year term. The comparison rate shown is for unsecured loans only.
# The comparison rate is based on a $30,000 loan over a 5 year term. The comparison rate shown is for secured loans only.
WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
These interest rates are valid from 08/06//2010 and are subject to change without notice.
|
| Line of Credit |
| Interest Rate |
|
| 14.99%pa |
|
This interest rate is valid from 30/03/2010 and is subject to change without notice.
|
|
