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You are here: Fast Find > Interest Rates
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To download our current Home and Investment Loan Comparison Rate Schedule, click here
To download our current Car and Personal Loan Comparison Rate Schedule, click here
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To download our current SMALLBiz Interest Rate Schedule, click here
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Access Savings Account & Freestyler Account
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Rate
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Comment
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0.05%pa
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on full balance
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This rate is valid from 16/06/2009 and is subject to change without notice.
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| Community Account and Cash Management Account |
| Rate |
Comment |
| 0.05%pa |
$0 - $4,999 |
| 0.60%pa |
$5,000 - $19,999 |
| 1.15%pa |
$20,000 - $49,999 |
| 1.85%pa |
$50,000 - $99,999 |
| 2.35%pa |
$100,000 - $199,999 |
| 2.80%pa |
$200,000 plus |
| These rates are valid from 16/06/2009 and are subject to change without notice. |
| Christmas Club Account |
| Rate |
Comment |
| 1.50%pa |
on full balance |
| This rate is valid from 01/03/2009 and is subject to change without notice. |
| Junior Savers Club Account |
| Rate |
Comment |
| 2.00%pa |
on full balance |
| This rate is valid from 01/03/2009 and is subject to change without notice. |
| BU Savings Account |
| Rate |
Comment |
| 2.00%pa |
on full balance |
| This rate is valid from 01/03/2009 and is subject to change without notice. |
| Bonus Saver Account |
| Base Rate |
Bonus Rate |
Comment |
| 0.05%pa |
1.90%pa |
$0 - $4999 |
| 0.05%pa |
2.20%pa |
$5000 - $19,999 |
| 0.05%pa |
2.40%pa |
$20,000 plus |
These rates are valid from 16/06/2009 and are subject to change without notice.
| monEsaver Internet Savings Account |
| Rate |
Comment |
| 0.05%pa |
$0 - $4,999 |
| 3.10%pa |
$5,000 - $199,999 |
| 3.20%pa |
$200,000 plus |
| These rates are valid from 16/06/2009 and are subject to change without notice. |
| Retirement Account and Pension Protection Plan Account* |
| Rate |
Comment |
| 1.00%pa |
$0 - $1,999 |
| 2.00%pa |
$2,000 - $41,000 |
| 3.00%pa |
$41,000 - $99,999 |
| 3.00%pa |
$100,000 plus |
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These rates are valid from 24/03/2009 and are subject to change without notice.
Interest is calculated daily on portions of balance and paid monthly.
Note: Pensioner Protection Plan interest rates are calculated on whole balance and is no longer available as a new account.
*No longer available as a new account.
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| Retirement Plus Account* |
| Rate |
Comment |
| 1.00%pa |
$0 - $4,999 |
| 2.00%pa |
$5,000 - $19,999 |
| 2.00%pa |
$20,000 - $49,999 |
| 3.00%pa |
$50,000 - $99,999 |
| 3.00%pa |
$100,000 plus |
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These rates are valid from 24/03/2009 and are subject to change without notice.
Interest is calculated daily on whole balance and paid monthly.
*No longer available as a new account.
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Wealth Accumulation Account
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Rate
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Comment
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0.05%pa
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on all credit balances
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This rate is valid from 16/06/2009 and is subject to change without notice.
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| Mortgage Offset Account |
| Rate |
Comment |
| 2.25%pa |
100% of the mortgage offset balance to be offset at this rate |
| This rate is valid from 01/03/2009 and is subject to change without notice. |
| All-In-One Account |
| Rate |
Comment |
| 0.05%pa |
on all credit balances |
| This rate is valid from 16/06/2009 and is subject to change without notice. |
| Term Deposit Account |
| These are a selection of Standard Term Deposit rates with interest paid at maturity or annually (for terms greater than 12 months) |
| Term |
$500 to $4,999 |
$5,000 to $19,999 |
$20,000 to $49,999 |
$50,000 plus |
| 3 mths |
1.50%pa |
3.25%pa |
3.85%pa |
4.00%pa |
| 6 mths |
1.50%pa |
2.50%pa |
2.90%pa |
3.20%pa |
| 9 mths |
1.50%pa |
2.50%pa |
2.90%pa |
3.20%pa |
| 1 year |
2.00%pa |
3.60%pa |
3.80%pa |
4.00%pa |
| 2 years |
2.75%pa |
4.25%pa |
4.50%pa |
4.70%pa |
| 3 years |
2.75%pa |
4.50%pa |
5.05%pa |
5.05%pa |
| 4 years |
2.75%pa |
4.50%pa |
5.05%pa |
5.05%pa |
| 5 years |
2.75%pa |
4.50%pa |
5.05%pa |
5.05%pa |
Interest Rates on Term Deposits > $100,000 can be obtained by phoning 13 25 85 or via email. Additional bonus rates apply for life members and pinnacle plus members. Do you qualify? Ask us
TERM DEPOSIT SPECIAL OFFER
7 Months - 4.25%pa for $20,000 - $50,000 plus
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| Standard Term Deposit rates with interest paid monthly |
| Term |
$500 to $4,999 |
$5,000 to $19,999 |
$20,000 to $49,999 |
$50,000 plus |
| 1 year |
2.00%pa |
3.50%pa |
3.70%pa |
3.90%pa |
| 2 years |
2.75%pa |
4.15%pa |
4.40%pa |
4.60%pa |
| 3 years |
2.75%pa |
4.40%pa |
4.95%pa |
4.95%pa |
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These rates are valid from 30/06/2009 and are subject to change without notice.
Interest Rates on Term Deposits > $100,000 can be obtained by phoning 13 25 85 or via email. Additional bonus rates apply for life members and pinnacle plus members. Do you qualify? Ask us. |
| SMALLBiz Account |
| Rate |
Comment |
| 0.05%pa |
$0 - $19,999 |
| 1.15%pa |
$20,000 - $49,999 |
| 1.85%pa |
$50,000 - $99,999 |
| 2.35%pa |
$100,000 - $249,999 |
| 2.70%pa |
$250,000 plus |
| These rates are valid from 16/06/2009 and are subject to change without notice. |
| SMALLBiz GST Account |
| Rate |
Comment |
| 0.05%pa |
$0 - $19,999 |
| 1.15%pa |
$20,000 - $49,999 |
| 1.85%pa |
$50,000 - $99,999 |
| 2.35%pa |
$100,000 - $249,999 |
| 2.70%pa |
$250,000 plus |
| These rates are valid from 16/06/2009 and are subject to change without notice. |
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Money Market Account
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Rate
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Comment
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2.70%pa
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$50,000 plus
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This rate is valid from 16/06/2009 and is subject to change without notice.
No longer available as a new account.
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Deeming Plus Account
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Rate
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Comment
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2.00%pa
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$0 - $41,000
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| 3.00%pa |
$41,000.01 plus |
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This rate is valid from 24/03/2009 and is subject to change without notice.
No longer available as a new account.
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| Double Interest Saver Account |
| Base Rate |
Bonus Rate |
Comment |
| 0.96%pa |
1.92%pa |
$0 - $4999 |
| 1.60%pa |
3.20%pa |
$5,000 plus |
This rate is valid from 02/06/2009 and is subject to change without notice.
No longer available as a new account.
Loan Rates
Home and Investment Loans
| Fixed Rate Loan |
| Fixed Term |
Fixed Rate |
Comparison Rate* |
| 1 year |
5.79%pa |
5.82%pa |
| 2 years |
5.99%pa |
5.86%pa |
| 3 years |
6.59%pa |
6.04%pa |
| 4 years |
7.09%pa |
6.29%pa |
| 5 years |
7.19%pa |
6.43%pa |
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* The comparison rate is calculated on a $150,000 loan over a 25 year term. The comparison rate shown is for secured loans only. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
These rates are valid from 30/06/2009 and are subject to change without notice.
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| Standard Variable Rate Loan |
| Rate |
Comparison Rate* |
| 5.79%pa |
5.82%pa |
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* The comparison rate is calculated on a $150,000 loan over a 25 year term. The comparison rate shown is for secured loans only. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
This rate is valid from 21/04/2009 and is subject to change without notice.
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| Basic Variable Home Loan |
| Variable Rate |
Comparison Rate* |
| 5.09%pa |
5.24%pa |
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* The comparison rate is calculated on a $150,000 loan over a 25 year term. The comparison rate shown is for secured loans only. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
This rate is valid from 21/04/09 and is subject to change without notice.
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| Introductory Rate Loan |
| Fixed Term |
Fixed Rate# |
Comparison Rate* |
| 1 year |
5.19%pa |
5.86%pa |
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#The interest rate at maturity reverts to the 'Standard Variable Rate'.
* The comparison rate is calculated on a $150,000 loan over a 25 year term. The comparison rate shown is for secured loans only. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
These rates are valid from 01/03/2009 and are subject to change without notice.
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| All-In-One Account (Line of Credit) |
| Rate |
Comment |
| 5.94%pa |
Variable rate |
This rate is valid from 21/04/2009 and is subject to change without notice.
Personal Loans
| Unsecured or Partial Secured |
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Rate |
Comparison Rate* |
| Fixed |
11.99%pa |
13.01%pa |
| Variable |
13.95%pa |
14.97%pa |
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*The comparison rate is based on a $10,000 loan over a 3 year term. ^These comparison rates are for secured loans only. All others are for secured or unsecured loans. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
These rates are valid from 01/03/2009 and are subject to change without notice.
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Car Loans
| Fixed Rate |
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| Rate |
Comparison Rate* |
| 7.55%pa |
7.75%pa |
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Maximum age of vehicle is 6 years.
| Variable Rate |
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| Rate |
Comparison Rate* |
| 10.20%pa |
10.42%pa |
Maximum age of vehicle is 6 years.
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| Drive on Car Loan |
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| Rate |
Comparison Rate* |
| 7.25%pa |
7.45%pa |
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Maximum age of vehicle is 3 years.
*The comparison rate is based on a $30,000 loan over a 5 year term. The comparison rate shown is for secured loans only. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
These rates are valid from 10/03/2009 and are subject to change without notice.
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Enviro Loans
| Enviro Personal Loans |
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Rate |
Comparison Rate |
| Fixed Rate |
10.50%pa |
11.52%pa* |
| Enviro Loans (Motor Vehicle Secured) |
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Rate |
Comparison Rate |
| Fixed Rate |
7.35%pa |
7.55%pa# |
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*The comparison rate is based on a $10,000 loan over a 3 year term. The comparison rate shown is for unsecured loans only.
# The comparison rate is based on a $30,000 loan over a 5 year term. The comparison rate shown is for secured loans only.
WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
These rates are valid from 10/03/2009 and are subject to change without notice.
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| Line of Credit |
| Rate |
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| 14.75%pa |
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This rate is valid from 01/03/2009 and is subject to change without notice.
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Accounts
