standard Variable Rate home Loan
A fully featured Standard Varaible Home Loan with the flexibility to change with you and a competitive variable interest rate.
With the Standard Variable Home Loan, you can choose from a variety of flexible options.
Standard Variable Home Loan Features
- 3 month pre-approval allows you to search for a home with confidence.
- Loan terms up to 30 years mean you can maximise your loan term and minimise your regular repayments.
- Flexible repayment options allow you to choose:
- principle and interest or interest only repayments1;
- when you pay – weekly, fortnightly or monthly to align with your pay cycle;
- how you pay – payroll deductions, direct credit or over the counter;
- and even how much you pay – minimum monthly repayment or add extra.
- Redraw lets you withdraw any extra repayments you have made or you could enjoy a repayment holiday2.
- Borrow up to 95% of the value of the security property3.
- Split your loan to combine the stability of a fixed rate of interest with the flexibility of a variable rate of interest.
Rates & Fees
Extras
Useful Links
Important Information
Terms, conditions, fees, charges and normal lending criteria apply. Full details are available in our loan offer or on request.
1Interest only repayments are available for up to 5 years. 2Redraws and repayment holidays are subject to approval. A fee is payable for each redraw. 3Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property, this may vary based on the location of the property. 4A rate conversion fee may apply. 5A settlement fee of $150 and other upfront fees including valuation fees and government charges are payable. 6Eligibility criteria apply. 7Pre approved overdraft limits up to $5,000 to approved applicants.
