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Variable Rate Car Loan

The Variable Rate Car Loan provides a competitive rate that fluctuates with economic conditions and provides the added flexibility of a redraw facility.

Features

• Variable Rate Car Loans from $5,000.
• Borrow up to 100% of the purchase price of the vehicle and we use the car as security on this secured car loan.
• Flexible loan term up to 7 years.
• Flexible repayment options allow you to choose:
  • when you pay – weekly, fortnightly or monthly to align with your pay cycle;
  • how you pay – payroll deductions, direct credit or over the counter;
  • and even how much you pay – minimum monthly repayment or add extra.
• Repayment redraw lets you withdraw the extra repayments you have made on the variable rate car loan¹.
• Fast pre-approval so you can search for your car with confidence.
• Use your existing car as security² and borrow funds for other personal purposes.

Rates & Fees

• A competitive low variable interest rate.
• Establishment fee $150.
• No monthly service fee.

Extras

• Car Insurance - Organise all your insurance needs at the same time.
• Loan Cover Protection – Circumstances can change. Protect yourself and cover your car loan repayments if you find yourself in financial hardship.
• pinnacle +plus and life members benefits available offering discounted fees³.
• Variable Rate Car Loan fact sheet.

Useful Links

• Car Buying Tips- Find useful tips and checklists to help you with your search for the right car and the right loan.
• Car Search Brokers- This service is unbiased, free (for cars $10,000+) and takes the hassle out of finding the right car.
• Redbook- Search car prices and values online.
• Green Vehicle Guide- Learn more about environmentally cleaner vehicles.

Important Information
Terms conditions, fees, charges and normal lending criteria apply. Full details are available in our loan offer or on request.
¹Redraws are subject to approval. A fee is payable for each redraw. ²Vehicle must be 6 years old or less. ³Eligibility criteria applies.