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VARIABLE RATE PERSONAL LOAN

The Variable Rate Personal Loan provides a competitive variable rate and the added flexibility of a redraw facility.

Features

•  Variable Rate Personal Loans from $3,000.
•  Variable Rate Personal Loan terms up to 7 years.
•  Variable interest rate for the term of the loan.
• Flexible repayment options allow you to choose:
  • when you pay – weekly, fortnightly or monthly to align with your pay cycle;
  • how you pay – payroll deductions, direct credit or over the counter;
  • and even how much you pay – minimum monthly repayment or add extra.
• Repayment redraw lets you withdraw the extra repayments you have made on the loan.¹
• Pre-Approval so you can make your purchases with confidence.
• Funds for any worthwhile purpose.

Rates & Fees

•  A competitive low variable interest rate.
•  Establishment fee $150.
• No monthly service fee.

Extras 

• Loan Cover Insurance² – Circumstances can change.  Protect yourself and cover your loan repayments if you find yourself in financial hardship due to illness, injury, involuntary unemployment or death.
• Variable Rate Personal Loan Fact Sheet.
• Going on a holiday? See us for Travel Insurance and your Foreign Currency needs.

Useful Information

• View our Personal Loan Tips to help you manage your loan.

Important Information

Terms, conditions, fees, charges and normal lending criteria apply. Full details are available in our loan offer or on request.
1. Redraws are subject to approval. A fee is payable for each redraw. 2. Eligibility and qualifying criteria applies.